Certificates of Deposit and IRAs Rates

Deposit Rates as of

Certificates of Deposit & IRAs:(2)(3)
Terms Interest Rate APY(1)
3 Month 0.15% 0.15%
6 Month 0.20% 0.20%
9 Month 0.30% 0.30%
12 Month 0.50% 0.50%
18 Month 0.55% 0.55%
24 Month 0.60% 0.60%
30 Month 0.65% 0.65%
36 Month 0.75% 0.75%
48 Month 0.85% 0.85%
60 Month 1.00% 1.00%


  • (1) A.P.Y. = Annual Percentage Yield
  • (2) Certificates of Deposit and IRAs require a minimum $5,000 opening deposit; subject to penalty for early withdrawal.
  • (3) 3 Month IRA CD not available