Personal Savings

 

Savings Account    Money Market Account
  • Earns interest based on daily collected balance, Interest paid quarterly 
  • 6 free withdrawals per month, $5 charge for each SAV debit in excess of 6 per month
  • $100 minimum daily balance to avoid monthly $5 service charge
  • Quarterly statements
 
  • Tiered interest rates based on daily collected balance
  • 6 free withdrawals per statement cycle, $10 charge for each MMA debit in excess of 6 per statement cycle
  • Free Money Market Account checks 
  • $1,000 minimum daily collected balance or $2,500 average daily available balance to avoid the monthly $10 service charge   
 
Certificates of Deposits & IRAs    
  • Flexible Terms include 3, 6, 9, 12 and 18 month; 2-5 year maturities
  • Early withdrawal penalties may apply
  • $5,000 minimum deposit to open
   

 

All accounts, excluding certificates of deposit, require $50 minimum to open